Today, April 7 is World Health Day - http://www.who.int/world-health-day/en/ As such it reminds me if you have topped up your insurance coverage ?
Papa got me covered when I was a month old. He buys insurance from Uncle Joe (a financial advisor from Prudential Assurance) http://www2.prudential.com.my/corporate/mainpage/mainpage.php and was recommended that I should get -
a) life + medical insurance
b) education insurance http://www2.prudential.com.my/corporate/life_products/pdf/brochures/pep_eng.pdf
When I got the KD http://kidshealth.org/parent/medical/heart/kawasaki.html 2 months later, I thank God that I was could claim for insurance coverage. Both Papa and Mummy were thankful to God for insurance helped cover 90% of the hospital bill. It was a 5-figure amount.
Many times we have read in the papers that folks were caught off-guard as they could not settle their hospital bills and it is just a really dreadful feeling. And hospital bills are mounting each year as the cost of seeking medical treatment is getting more and more expensive. It is said that medical expenses are rising faster than the costs of any other services.
Do good to yourself and go get an insurance plan for yourself. Be sure to get one attached with a Hospitalization & Surgical Plan !
You can check out what's being offered by the local Insurers. Scout it out at the Central Bank list of licensed insurance companies http://www.bnm.gov.my/index.php?ch=13&cat=insurance
Happy hunting ...
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